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Z jakiej przyczyny mamy długi? Jak radzić sobie z zobowiązaniami?

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Kluczowe powody zadłużenia zachodnich społeczeństw krajów kształtujących się to w głównej mierze grzech braku umiejętności przyszłościowego spojrzenia na życie. Jeszcze dekadę temu zapożyczenia udostępniano na potęgę każdemu, kto tylko zawnioskował o to do banku. Z w pewnych sytuacjach jednak na rynek zaczęły wracać pierwsze kredyty, których banki najzwyczajniej w świecie nie były w stanie ściągnąć z powrotem - kontrahenci po prostu pozbawieni pracy oraz zdolności zarobkowania w świetle prawa nie mają nic, co bank ma prawo im zabrać, żeby odrobić straty. I tak pojawiły się pierwsze bankrutujące banki. Jednocześnie wielu konsumentów z komplikacjami finansowymi opróżniła swoje konto bankowe, przez co banki regularnie tracą następne aktywa do dysponowania, grania na giełdzie. Muszą w związku z tym mocno ograniczać przyznawanie pożyczek oraz osoby odrzucone przez bankowego analityka nieraz nie mają innego wyjścia jak udać się po kredyt bez bik. W dobie kryzysu gospodarczego instytucji proponujących ten produktu przybywa z tygodnia na tydzień, pokazując słabość finansową gospodarstw domowych - krdn

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